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Bankruptcy alternatives
For some people bankruptcy is the right choice. Is it right for you? Before you call a lawyer, talk to a nonprofit credit counselor. Be sure you are making the right choice, not the easiest choice. Bankruptcy stays on your credit record for ten years, and public records for the rest of your life. Long after the relief has passed, bankruptcy is still there. Anyone who is going to give you credit can see it, employers too. If you are looking for a new job or a promotion that requires “responsibility”, your bankruptcy may send the wrong message.